Understanding what home and renters insurance covers can be a beast. Knowing what your policy covers will help when you file a claim. Some tips include knowing who pays for damages when a tree falls to being aware about cosmetic damage exclusions for metal roofs. Most homeowners and renters insurance cover your laptop for things like theft or fire. If there’s a power outage, some policies cover spoiled food. And if displaced from your home, you may be able to get additional living expenses.
Learn more about home insurance and disaster claims at https://www.tdi.texas.gov/consumer/storms/home-damaged-faq.html
or call our Help Line 800-252-3439.
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